JOSEPH C. CHALOM, CLU®, RICP®, LUTCF, LACP

As an independent financial services professional and president of Retirement Council, Inc., Joe enjoys helping individuals, families and business owners reach their financial, retirement and estate planning goals. With over thirty  years  of experience, he has built a reputation as a personally engaged problem solver. Working with other advisors, attorneys, tax professionals and caregivers, his approach is transparent and  education based.

Joseph ChalomMr. Chalom is the author of numerous articles on the 403(b) Tax Sheltered Annuity program and the need to plan for retirement. He has also had articles published in the Coral Springs/Parkland Forum. Mr. Chalom has been included in the Strathmore's Who's Who Registry of Business Leaders, and Who's Who on CD-Rom and Prestige International-Who's Who Registries of Outstanding Professionals. Chalom has spoken before the South Florida Society Institute of Certified Financial Planners, and appeared on radio and television. He is an approved moderator for the State of Florida Department of Insurance.

Mr. Chalom received his Life Underwriter Training Council Fellow, (LUTCF) designation in 1991 his Chartered Life Underwriter, (CLU®) designation in 2007, his  Retirement Income Certified Professional, (RICP®) designation in 2014 and his Life and Annuity Certified Professional, (LACP) designation in 2018. 

Mr. Chalom is licensed  by the Department of Insurance to transact the sale and service of insurance in the areas of life, health, and fixed annuities. In addition Mr. Chalom is registered to transact the sale and service of mutual funds, variable annuities, limited partnerships and provide fee based advisory services, through PlanMember Securities, broker dealer, a member of the Financial Industry Regulatory Authority, (FINRA) and an SEC Registered Investment Adviser.  

A financial service veteran, Chalom, is a graduate of the  Leadership in Life Institute, (LILI), created by the National Association of Insurance and Financial Advisors, (NAIFA). Each LILI, sponsored by NAIFA, accepts a limited number of carefully selected applicants from its membership. The six month program fosters a multifaceted approach to self-improvement. The objective of the program is to help individuals become more productive and healthier in their personal and business relationships.

As an advocate of preserving the benefits offered by the financial services profession, which serves as a bedrock of the Nation's economic foundation, Chalom, believes very strongly in the mission of the National Association of Insurance and Financial Advisors, (NAIFA). NAIFA, founded in 1890, promotes advocacy, professional development, ethical standards, community service and personal growth for over 25,000 members of the insurance and financial services community.

Mr. Chalom currently serves as immediate Past President of his state professional association, National Association of Insurance and Financial Advisors-Florida, (NAIFA-Florida).  He is a Past President of the  National Association of Insurance and Financial Advisors-Broward, (NAIFA-Broward). He has achieved national recognition for his work in public relations and  was the recipient of his local association's 1996-1997 and 2004-2005 Member of the Year Award. Mr. Chalom is the recipient fo the 2013 NAIFA-Florida President's Award for extraordinary service. Mr. Chalom served as a Director-at-Large on the NAIFA-Florida Board of Directors from 2007-2011 and from 2015-2017. He also served as the Secretary/Treasurer on the NAIFA-Florida Board of Directors for three consecutive terms from 2011-2014. On the national level, Mr. Chalom served on the Communications Committee for NAIFA, from 2006-2011. Chalom serves as the Team Commander for the Coral Springs Community Emergency Response Team, (CERT) and was the receipient of the 2018 Member of the Year.  Mr. Chalom was the recipient of the Diamond Award for 2006 and 2007, for his work with the Coral Springs Chamber of Commerce Education Committee. Mr. Chalom is a graduate of the University of Miami and a member of the Alumni Association. 

Joe and his wife share a passion for travel, photography and spending time with family.

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