Insurance Company Financial Rating Services
| To help you determine an insurer's
financial stability you can check the safety ratings established by
one of the many rating companies available. Some of the most widely
used rating companies are:
A.M.
BEST
- assigns 15 different rating categories from
A++ to F measuring a carrier's ability to meet their respective
policyholder and other contractual obligations, and size categories
ranging from I to IV. MOODY'S - examines an insurance company's financial ability to meet its obligations to its policyholders. Among the issues on which Moody's focuses is the management philosophy, the quality of its investment portfolio and its asset/liability structure. It features ratings from Aaa to C. Click here Moody's Insurance Company Watch List. STANDARD & POORS - provides a review of an insurance company's claims-paying ability. Click here for Standard & Poors insurance company's credit rating. FITCH RATINGS - rates from an investors and policyholder standpoint addressing concerns such as claims-paying abilities, financial fundamentals, details regarding capitalization, debt ratings, leverage, and asset quality. Click here for Fitch insurance company ratings.
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