Joseph C. Chalom, CLU®, LUTCF, a South Florida resident since 1979, is an independent, financial services professional. Mr. Chalom founded Retirement Council, Inc. in 1991 to foster his passion of educating people on how to attain financial security. He accomplishes this goal through confidential evaluation and implementation of customized financial solutions.

Mr. Chalom is the author of numerous articles on the 403(b) Tax Sheltered Annuity program and the need to plan for retirement. He has also had articles  published in the Coral Springs/Parkland Forum. Mr. Chalom has been included in the Strathmore’s Who’s Who Registry of Business Leaders, and Who’s Who on CD-Rom and Prestige International-Who's Who Registries of Outstanding Professionals. Chalom has spoken before the South Florida Society Institute of Certified Financial Planners, and appeared on radio and television. He is an approved moderator for The American College, a financial education university, and the State of Florida Department of Insurance.

 Mr. Chalom received his Life Underwriter Training Council Fellow, (LUTCF) designation in 1991 and his Chartered Life Underwriter, (CLU®) designation in 2007. In addition to being a licensed life insurance agent, Chalom holds Financial Industry Regulatory Authority, (FINRA), series 6, 22, 65, 66 and 26 registrations. Additionally, Chalom currently supervises registered representatives,  as a branch manager for Veritrust® Financial, L. L. C. 

A financial service veteran,  Chalom,  is a graduate of  the prestigious Leadership in Life Institute, (LILI), created by the National Association of Insurance and Financial Advisors, (NAIFA). Each LILI, sponsored by NAIFA, accepts a limited number of carefully selected applicants from its membership.  The six month program fosters a multifaceted approach to self-improvement. The objective of the program is to help individuals become more productive and healthier in their personal and  business relationships.

As an advocate of preserving the benefits offered by the financial services profession, which serves as a bedrock of the Nation’s economic foundation, Chalom, believes very strongly in the mission of the National Association of Insurance and Financial Advisors , (NAIFA).  NAIFA, founded in 1890, promotes advocacy, professional development, ethical standards, community service and personal growth for members of the insurance and financial services community. The infrastructure of the nearly 47,000 member NAIFA federation consists of more than 650 local and state associations across the United States.

 Mr. Chalom currently serves as the Secretary/Treasurer of  his state association, National Association of Insurance and  Financial Advisors-Florida, (NAIFA-Florida),   He previously served as President for the 2000-2001, 2003-2004 and 2010-2011 membership years, and National Committeeman for the membership years from 2004-2005 to 2009-2010 of   National Association of Insurance and  Financial Advisors-Broward, (NAIFA-Broward).  He has achieved national recognition for his work in public relations and was the recipient of his local association's 1996-1997 and 2004-2005 Member of the Year Award.  Mr. Chalom served as a Director-at-Large on the NAIFA-Florida Board of Directors from 2007-2011. On the national level, Mr. Chalom served on the prestigious Communications Committee for NAIFA, from 2006-2011.  Chalom serves on the leadership team of the Coral Springs Community Emergency Response Team, (CERT).  Mr. Chalom was the recipient of the Diamond Award for 2006 and 2007, for his work with the Coral Springs Chamber of Commerce Education Committee. Mr. Chalom is a graduate of the University of Miami and a member of the Alumni Association.